Categories: Homeowners Insurance
Replacement cost is the amount it costs to rebuild a home or structure. This amount can also include demolition. This value can be significantly different than an appraisal. Reason being, the cost of materials to rebuild can outweigh a home or structure’s market value. When insuring a home or structure the insurance company needs to know the replacement cost. There are tools that our agents use to help approximate this value.
Google Rating
5.0
Your 5 Star Insurance Agency.
The best insurance agency, according to those who matter:
Our Customers
DJ
Doug Jenkins
We had a situation with needing to get one of our vehicles insured as quickly as possible, and MJ jumped right on it! She was so awesome and had options sent over right away! We ran into a couple approval issues and she immediately helped us work through them! I would definitely recommend MJ and Platinum Insurance to anybody that needs help with their auto ins needs!
KB
Kathleen Beckmann
MJ saved me HALF on my auto insurance and was also able to bundle it with home owners insurance and still save HALF! She made it so easy and set my new policy very quickly!!! She also returned my call immediately when I had questions processing the documents electronically at 9:30 at night! I'm so happy I reached out for her to get a quote! Let her shop yours for you!!! Totally worth it!!!
JR
Jorge Rodriguez
MJ is the best when it comes to Insurance. She is friendly, very knowledgeable and patient when explaining things. She definitely takes care of her clients and I’m glad to have found such a great Insurance Agent who treats you like a person, not a sale. Give her a call for all your insurance needs. You will thank yourself you did.
AH
Austin Hammer
I have worked with many insurance agencies. Ran into numerous problems. With MJ, the process was smooth and she is amazing at her job. I’m truly thankful and blessed I was recommended to contact her. Thanks MJ you are a blessing
SA
Scott Allen
MJ made my experience SO easy. I can’t recommend her enough. She was able to help me through some complex business insurance processes while finding me extremely affordable rates.
OP
Operacion Policia
I would like to recommend MJ Martínez she did a great job and found me the best deal possible saving me a substantial amount of money on my car insurance. She was kind and friendly and responded promptly to my messages. Excellent service. I strongly recommend her and her company Platinum Insurance Agency.
RC
Robert Campos
MJ was amazing, she went above and beyond with the information and guidance she provided for me! I would recommend talking to her before making any decision with another person or insurance company. Thank you so much MJ!
RH
Ryan Hoskins
MJ has been so great to work with. From helping us shop premiums to being there for us after a major car accident to help us navigate the claims process, she's been such a professional at every step. You need to work with her! You need someone like her on your side to deal with insurance companies!
BR
Ben Branan
I’m a very busy owner operator of a small business. MJ helped me with all my insurance needs and make sure everything was done correctly. I’m bad with paperwork and she stayed on top of me to get it done. Thank you so much MJ you’re the best!
RT
Randy Thompson
MJ is an exceptional insurance agent- her insights in the Utah insurance market make her the perfect choice especially for business owners that need great coverage at an affordable rate with superb service! Highly recommend her!
We’re here for you
Get started with
MJ Martinez Insurance Agency.
Our team of knowledgable agents are experts at finding the right coverage for your needs.